As a normal guy, like all of us and not a Coach, my opinion really doesn’t matter that much. But I think its highly varied depending on each athlete. I think the 5-1 works for many people, but it may not for everyone.
I used to handle the 5 week loading well, but not so much in the last year. So I applied this adjustment option, as described by Nate, to my upcoming base. I start my SSB after Thanksgiving, so I will see how it goes. But I think the loading will be better for my now 45yo body.